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NCD Dental Insurance

Dental insurance innovator

Why Choose NCD?

Arrow hitting the center of the target Quality Coverage

NCD has a wide selection of plans to fit your needs.
Magnifying glass looking at a dollar sign Customer First

Industry leading benefits that give you peace of mind.
Helping hands working together Provider Choice

Choose from an extensive network of dental professionals.

Dental insurance innovator

By Insurance Industry Expert & Author

Updated on

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In this article

Our best-selling NCD Dental plans

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NCD Complete by MetLife

$10,000 per Calendar Year per person

Plan Type: PPO

Plan Maximum: 10,000

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NCD Essentials by MetLife

$2,000 per Calendar Year per person

Plan Type: PPO

Plan Maximum: 2,000

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NCD Elite 5000 by MetLife

$5,000 per Calendar Year per person

Plan Type: PPO

Plan Maximum: 5,000

NCD Company Background

NCD has made a name for itself in the dental market with several plans that have extremely high maximum benefits. While many dental plans have annual spending caps below two thousand dollars, NCD has one product with a $5,000 maximum benefit and another with a $10,000 maximum benefit.

NCD is owned and operated by the Texas limited liability company National Care Dental Health Plan LLC.  NCD, not an insurer itself, partners with brand-name licensed insurance companies who perform the underwriting, insurance, claims processing and management, and other insurance activities integral to the dental plans marketed by NCD. The insurance products marketed by NCD are underwritten by independent insurance companies that are not affiliated with NCD and those insurance companies (or others on their behalf) manage insurance claims under the policies they issue. NCD utilizes its sister company, NCD Agency LLC, a Texas limited liability company, for enrollment, billing, and customer service for the products marketed by NCD. NCD Agency, LLC is a licensed insurance agency.

Is this needed? Do other dental plans have this type of info?

Yes, we put in info like this for other Carriers as well.  It helps us show up in other searches and strengthens the SEO of the page.

Ok. If all carriers are listed this way, then I can live with it. If not, then we can do WAY better on making it a better marketing paragraph on who NCD is.

Questions answered and ready to buy?

NCD's Partnerships with Other Leading Dental Insurance Companies

NCD’s market strategy involves partnerships with brands such as MetLife and VSP. These partnerships allow NCD to leverage the resources of top insurers and collaborate on new product configurations for consumers.

NCD also has additional partnerships with the NADP (National Association of Dental Plans), PIMA (Professional Insurance Marketing Association), and the NWFA (National Wellness and Fitness Association.

A Reputation Built on Trust

See why our NCD Customers trust us to help them find the right plan

Excellent

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4.5 Stars Based on 885 reviews trustpilot
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It is easy to enroll and the premium is…

It is easy to enroll and the premium is affordable.

Red Panda

Fast and Clear

It was fast and clear. I had dental insurance in about in about 15 minutes, and I was able to keep my current dentist...

San Leandro, CA

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Marc Anthony was wonderful in helping…

Marc Anthony was wonderful in helping me pick out my plan!!

Lisa Skolnick

Easy Process

Representative was so pleasant and helpful. Easy process...

Carlisle, PA

Comparison of our NCD Dental Plans

DentalInsurance.com currently offers four different NCD dental plans. All of these are offered by NCD in partnership with MetLife. The NCD Complete by MetLife, The NCD Elite 5000 by MetLife, and the NCD Elite 3000 by MetLife offer three of the highest maximum limits available among PPO dental plans.

  NCD Essentials by MetLife NCD Elite 3000 by MetLife NCD Elite 5000 by MetLife NCD Complete by MetLife
Network Type Preferred Provider Organization (PPO)
Annual Cleaning $0
(3 in 12 months)
$0
(2 in 12 months)
$0
(2 in 12 months)
$0
(3 in 12 months)
Traditional Fillings (one surface) 1st year of enrollment: 65% of allowed cost covered after deductible. 2nd year: 80% of allowed cost covered after deductible. 3rd year and after: 90% of allowed cost covered after deductible 80% of allowed cost covered after deductible 80% of allowed cost covered after deductible 1st year of enrollment: 65% of allowed cost covered after deductible. 2nd year: 80% of allowed cost covered after deductible. 3rd year and after: 90% of allowed cost covered after deductible
White Fillings (one surface) 1st year of enrollment: 65% of allowed cost covered after deductible. 2nd year: 80% of allowed cost covered after deductible. 3rd year and after: 90% of allowed cost covered after deductible 80% of allowed cost covered after deductible 80% of allowed cost covered after deductible 1st year of enrollment: 65% of allowed cost covered after deductible. 2nd year: 80% of allowed cost covered after deductible. 3rd year and after: 90% of allowed cost covered after deductible
Tooth Extraction 1st year of enrollment: 65% of allowed cost covered after deductible. 2nd year: 80% of allowed cost covered after deductible. 3rd year and after: 90% of allowed cost covered after deductible 80% of allowed cost after deductible 80% of allowed cost after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year: 50% of allowed cost covered after deductible. 3rd year and after: 60% of allowed cost covered after deductible
Root Canal 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year: 50% of allowed cost covered after deductible. 3rd year and after: 60% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year and after: 50% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year and after: 50% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year: 50% of allowed cost covered after deductible. 3rd year and after: 60% of allowed cost covered after deductible
Crown 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year: 50% of allowed cost covered after deductible. 3rd year and after: 60% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year and after: 50% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year and after: 50% of allowed cost covered after deductible 1st year of enrollment: 10% of allowed cost covered after deductible. 2nd year: 50% of allowed cost covered after deductible. 3rd year and after: 60% of allowed cost covered after deductible
Annual deductible (individual enrollee) $50 $50 ($150 max for enrolled family per calendar year) $50 ($150 max for enrolled family per calendar year) $100 (vanishing deductible after 1st year of enrollment)
Maximum Benefit (single enrollee) $2,000 $3,000 $4,000 $10,000

Need help choosing a plan? Call us at 800-296-3800

Our knowledgeable customer service team will assist you with any questions you may have prior to enrolling in a dental plan. They can guide you through the process of choosing coverage that matches your needs as well as your budget.

Dental Insurance