Name: Cigna Dental Vision Hearing 3500
Brand: Cigna

Sample Quote: Enter your census information for a personalized quote.

person 90066 | Applicant,35 edit

+ Vision & Hearing

$77.85 /mo.

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Cigna Dental Vision Hearing 3500

Plan Type Dental PPO+Vision

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Dentist Search

$77.85 /mo.

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Plan Highlights

With Cigna there is more to smile about.

The Cigna Dental Vision Hearing 3500 insurance plan helps keep your teeth, eyes and ears healthier today, so you can enjoy life at its fullest every day. We make it easy with one bundled plan, one simple premium and one place for dedicated support. You’ll get up to $3,650 in total benefits that reset each year. This includes maximum dental coverage and generous allowances for both vision care and hearing care. Plus, access to Cigna Healthy Rewards® and a 15% discount for any eligible dependents.

The Cigna Dental Vision Hearing 3500 plan gives you the benefits and convenience you’re looking for:

As long as you meet the plan's general eligibility requirements and pay the applicable premium, your acceptance is automatic
Available for all ages, including those 65 and older
No referral needed to see a dental specialist
No need to submit claims when you use a Cigna DPPO Advantage Network provider
Mobile access on the go. Find a dentist, check coverage and show your ID card with the myCigna® App
Access to one of the largest professional routine Vision Care specialty networks in the nation
Get convenient Hearing Care and immediate coverage at a location near you

Common Procedures

Details

Fee Schedule: N/A | Dentist Search

Exams: Routine periodic examinations – every 6-month
100%
Preventive – No waiting period

Cleanings: Cleanings - every 6-month
100%
Preventive – No waiting period

X-Rays: Radiography: Routine and nonroutine X-rays
100%
Preventive – No waiting period

Fillings: Fillings
80% after deductible
Basic – No waiting period

Extractions: Simple Extractions
80% after deductible
Basic – No waiting period

Crowns: Crowns
50% after deductible
Major – 6-month waiting period**

Root Canals: Endodontics:
Pulpal therapy and root canals
50% after deductible
Major – 6-month waiting period**

Dentures: Dentures
50% after deductible
Major – 6-month waiting period**

Deep Cleanings: Treatment of diseases of the gums, periodontal maintenance
50% after deductible
Major – 6-month waiting period**

Implants: Dental Implants
50% after deductible up to $2000 lifetime maximum
12-month waiting period**

Braces / Orthodontia: Not Covered Service

Teeth Whitening: Not Covered Service

Additional Network Information:

*If you choose to visit a dentist out-of-network, you will pay the out-of-network benefit and the difference between the amount that Cigna reimburses for such services (CF, or MRC in AK and MA) and the amount charged by the dentist, except for emergency services as defined in the policy. This is known as balance billing. Please refer to the policy for more details on definitions for Contracted Fee (CF), Maximum Reimbursable Charge (MRC; applies in AK and MA only) and Balance Billing.

**Waiting periods may vary by state. Refer to the policy for more details. You may be eligible to waive the waiting period for Classes II and III if you had 12 continuous months of prior coverage from a dental coverage which included coverage for Class III, Major Restorative Services, and not more than 63 days have lapsed between the prior coverage and this plan. Any prior dental insurance plan that did not include Class III services will not count toward waiting period waiver. Waiting periods are waived for Class II and Class III in Maine if under the age of 19.

Insured by Cigna Health and Life Insurance Company. Product availability may vary by location and plan type and is subject to change. All dental insurance policies and dental benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents.

Exclusions and Limitations
Privacy Policy
Plan Brochure

FAQ

Can I change my provider once I am in the plan?

Yes, you may change your provider at any time.

What is a dental pre-existing condition versus work-in-progress? Is it covered?

What provider options do I have?

When can I start using my Plan?

When will I receive my new member kit and what will it include?

Who can enroll in this plan?

Cigna Health and Life Insurance Company
Individual and Family Plans
P.O. Box 30362
Tampa, FL 33630-3362

Disclaimers & Disclosures

Product availability may vary by location and plan type and is subject to change. All dental insurance policies and dental benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna representative.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company and Cigna Dental Health, Inc. In Texas, the dental plan is known as Cigna Dental Choice, and this plan uses the national Cigna DPPO Advantage network. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.

This website provides a very brief description of some of the important features of this plan. It is not the insurance contract, nor does it represent the insurance contract. A full description of benefits, exclusions and limitations is contained in the Schedule of Benefits and your policy.

Rates shown are based upon the information you provided, and are subject to change based on the dental and/or vision plan's underwriting practices and your selection of available optional benefits, if any. Final rates and effective dates are subject to underwriting and are always determined by the dental insurance and/or vision insurance company. To be considered for reimbursement, expenses must qualify as covered expenses.

This site was designed to provide you with a general description of the plans you requested. Keep in mind that it does not include all the benefits and limitations outlined in the policies -- it is the insurance contract, not the general descriptions on this website, which forms the contract between you and the insurance company.

DentalInsurance.com is paid by the Insurance Company we represent. We earn commissions for each policy we sell. The commission rates vary by Insurance Company and may increase based on sales volume. There may also be a bonus or incentive. For more information on a purchased plan or plan quoted to you, please reach out through our contact us page.

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